Apple Pay is more secure.
Apple Pay's popularity has soared in recent years, and for good reason. Apple Pay is one of the most secure ways to make payments with mobile devices, gradually replacing other options as the preferred method for many businesses. Your financial data is safe with Apple Pay because it is encrypted. Other payment systems do not offer this level of security.
To add another layer of security, Apple Pay also uses Touch ID to validate purchases. This not only increases security, but also simplifies and speeds up the entire payment process. Apple also actively monitors Apple Pay transactions to ensure that customers are not at risk for fraud or theft. As a business, you can be confident that when your customers use Apple Pay for transactions, they are safe.